Why Do You Need Travel Health Insurance While Traveling To A Foreign Country?
November 17th, 2022
Traveling is now easier than ever, which allows millions of people to travel every year and discover the world. However, many disregard their health insurance needs while being abroad by simply hoping for the best or not even thinking about what could happen if they get sick or have an accident in a foreign country.
Moreover, many group or individual health insurance plans in the US don’t cover any care received outside of the United States at all. Some plans do cover care received abroad, but they only cover emergency care, meaning they will only cover stabilization and any care beyond that is not covered.
What are the challenges of needing medical care abroad?
Navigating medical needs in a foreign country can be overwhelming, stressful and potentially costly. Beyond the language barrier, many hospitals abroad don’t provide treatments or don’t release patients until a guarantee of payment is provided.
Also, without travel medical insurance, you will likely need to pay upfront for the full cost and seek a reimbursement with your U.S health insurance once returned home, if they cover emergency care received abroad.
Why is having travel health insurance so important?
Having international medical travel insurance can be a great way to give you peace of mind while traveling, allowing you to relax and know that if anything were to happen such as hospitalization or surgery or if you needed to see a doctor and get prescribed medication, you will be covered.
Also, most travel insurance companies provide 24/7/365 phone lines members can call to get advice, navigate the healthcare system in the country they are visiting, find a doctor or hospital near them and help with billing questions.
Don’t travel without having your international health insurance needs addressed. Get covered before your departure and enjoy peace of mind during your trip!
Talk to our team so we can help you find the best travel health insurance.